In Germany, there are many banks and credit institutions that vie with their diverse offers downright to the favor of customers: Nevertheless, the foreign credit for Germans in some situations an optimal alternative, so that the foreign credit for Germans only enriched the variety of products.
However, getting credit from German banks is only possible if loan seekers are able to meet the relevant requirements for lending. Not everyone can experience that. Many loan seekers who are rejected by German banks because of their negative information credit bureau, try their luck with a foreign loan for Germans, which is advertised by credit intermediaries. If it fails with the credit only on the credit bureau information, but otherwise credit is given, a foreign loan is recommended. With these loan offers, the credit bureau information of the borrower plays no role in the lending. The banks based in Switzerland allocate their loans to German customers according to different premises. They expect German borrowers to demonstrate permanent employment and an attachable income.
The foreign credit for Germans from Liechtenstein
Although there is always talk of Swiss banks, when it comes to loans without credit bureau, it is actually only a bank in Liechtenstein, which offers loans without credit bureau for Germans. Bankate specializes in foreign loans. On the homepage of the bank, interested consumers can get an idea of the interesting offer in advance. This is a loan from the Small loan category. More than 5,000 USD are not in it. The offer is strictly regulated.
Fixed amount, fixed term and rigid conditions that are not flexible interpretable. German consumers who can meet these conditions and seek a credit bureau-free loan are right here. The loan can be applied for directly online, without necessarily a credit intermediary must be turned on. This saves the cost of the agency fees. Despite the low interest rate phase in which we are currently located, Liechtenstein’s debt-free loan costs more than 10 percent interest. This is relatively expensive and is actually only recommended if there is no alternative in Germany.
Why take up credit without credit bureau
There can be several reasons why German consumers are interested in ways of taking out a loan without credit bureau. An important reason is the credit bureau itself. Consumers with negative credit bureau usually have no chance to get a loan from German banks. A credit bureau free loan is then the perfect alternative. But even consumers whose credit rating is beyond doubt are occasionally interested in a loan without credit bureau, simply to “keep clean” their credit bureau. Anyone who plans a mortgage lending or wants to take a civil servant as a civil servant, can use a loan without credit bureau a sideline, of which no German Bank learns, because no message is issued to the credit bureau.